Skip to main content
All CollectionsCrelate Deliver GuidesCrelate Payroll Guides
Integrated Payroll - Payment Expedition Policy
Integrated Payroll - Payment Expedition Policy

Everything to know about expediting payment!

Chelsie Pettit avatar
Written by Chelsie Pettit
Updated over a week ago

**Integrated Payroll is in a private beta at this time. Only users in the beta will have access**

There are some cases in which a company may need to expedite (or shorten) the payment processing period for a given payroll. However, there are both risk and ACH network considerations that must be taken into consideration when looking at expediting a payment. Therefore, the below matrix outlines what Check can, and cannot, do for a given payroll when expedition is requested. 

Here’s how to use the matrix to determine if the request will be approved:

  • Processing Period: Is the company approved for accelerated processing periods? This will determine what options are available for what timeframes. 

  • Time: As of the time you’re submitting the request, how far out is payday? If payday is Friday, then 4 days before would be Monday before 8pm ET. 

  • Reason for Expedition: Primarily, we will only accept expedition requests for Missed Approval Deadlines or if the company debit fails. Otherwise, we will not change the processing period. 

  • Expedition Possible: Can we actually support this request? Here, a “No” is non-negotiable. We simply cannot help. 

  • Employer/Partner Steps Required: In some cases, there will be steps that the company must take to successfully expedite. Additionally, in cases where we cannot expedite but the company still wants to payout via ACH, there may be steps to run payroll but with a different payday. 

  • Cost: Some expedition options will incur fees. 

Let’s go through example scenarios:

Example 1: It's Thursday at 5pm ET, the company is approved for accelerated processing periods and realizes that their typical approval deadline (Wednesday at 8pm ET) for a Friday payday was missed. In this case they can simply change the processing period for this payroll to 1-day, and they will have until 8pm ET on Thursday to approve the payroll. Employees and contractors will then be paid on Friday morning as expected. There is no need to reach out to Check Support in this case. Note: 1-day processing will result in an extra fee.

Example 2: It's Thursday at 7pm ET, the company is approved only for 4-day processing and realizes the approval deadline (Monday at 8pm ET) for a Friday payday was missed. Expedition through the ACH network will not be possible, so the company has two options. They can either switch to manual payments (paper check, Zelle, etc.) for this payroll, with taxes still debited via ACH, or they can fund by wire up until the early afternoon on payday. 

Processing Period

Time

Reason for expedition

Expedition Possible*

Employer/Partner steps Required

Cost

4-day

4 days before payday before 8pm ET

N/A

N/A

None

None

4-day

4 days before payday after 8pm ET → 12:30pm ET on payday  

Missed Approval Deadline or NSF

Yes

The employer can wire the funds to Check in order to pay on payday.

Yes

2-day

2 days before payday before 8pm ET

N/A

N/A

None

None

2-day

2 days before payday after 8pm ET → 1 day before payday before 8PM ET

Missed Approval Deadline

Yes

The employer or partner can simply update the payroll to a 1-day processing period, enabling it to be approved until 8pm ET the day before payday.

Yes

2-day

After 8pm ET on the day before payday → 12:30pm ET on payday

Missed Approval Deadline or NSF

Yes

The employer can wire the funds to Check in order to pay on payday.

Yes

1-day

After 8pm ET on the day before payday → 12:30pm ET on payday

Missed Approval Deadline

Yes

The employer can wire the funds to Check in order to pay on payday.

Yes

Any

After 12:30pm ET on payday

Any

No

Payments must be made manually, and taxes will be debited via ACH. Alternatively payday can be pushed to a later date.

None

* N/A indicates that expedition is not necessary. Expedition possible means that Check can expedite a payroll to land on payday.


What's Next?

Check out all of our resources for integrated Payroll in the Master Guide!

Did this answer your question?